Credit Cards

My dear pal Ken-sama (ken-sama-ken-sama.blogspot.com) has brought my attention to something of major importance. Custom made credit cards. Right now, I have a shitty, bland, Citi Bank Diamond Preferred Master Card that looks like this (obviously not my EXACT one....):

I want something more exciting! Also, is Master card the way to go? What about Visa? American Express? I'm sure that there are many others.... but anyway. I WANT SOMETHING PRETTY! I respect Ken-sama's efforts to acquire a beautiful touhou credit card... but I wouldn't be as cheap of an individual to rip off his originality. I think I'd go with something like this on my credit card:

Anyway, what are your guy's thoughts of credit cards? I personally don't like using them... but they are kind of necessary in this wild world of life that we call LIFE.